Access, Use and Security Agreement

To register for use and to proceed to use the member information feature of the Fund’s website, you must review and agree to the Security Agreement below. Your current and future use of the website acknowledges and is expressly conditioned upon your agreement that you have read, understand, and agree to the Access, Use and Security Agreement Terms and Conditions.

IMPORTANT DISCLAIMERS

This calculator is made available to you as a self-help tool for your independent use and is not intended to provide investment advice. HFRRF can not and does not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. HFRRF does not give investment, financial, legal or tax advice and we encourage you to seek personalized advice from the appropriate qualified professionals.

Your Role in Security

n      Maintain the confidentiality of your personal on-line information by not revealing your password to anyone.

n      Change your password regularly, and contact the Fund if an unauthorized person gets access to your password or if you discover unauthorized activity. If you forget your password, select "Forgot Password" after entering your social security number on the "log on" screen. Your password will be e-mailed to you.

n      Don’t walk away from your computer if you are in the middle of a session.

n      Always use the secure Log Off when you have completed your personal access services.

n      These Terms and Conditions are subject to change, so check the last revised date every time you Log On, and review the Agreement if the terms have changed.

n If you supply information when you register to use this calculator (such as an e-mail address),it will be your responsibility to update your registered information with any changes.

I Agree          I Do Not Agree