hfrrf.org
·  Definitions of Retirement Benefit Types
·  Deferred Retirement Option Plan (DROP)
·  Post Retirement Option Plan (PROP)
·  How to Calculate the DROP and PROP Earnings Rate
·  Survivor Benefits FAQ
·  Pension Disbursement Schedule
·  Financial/Retirement Seminars
·  Calculator (Includes member information and available forms
·  Family Services Update
·  Summary Plan Description


 

Financial and Retirement Planning Seminars


Retirement Matters

What do you need to know about retirement?

Let's evaluate your situation.  Do you have the insight and experience to begin a retirement plan?  Do you know where to start looking and what questions you should be asking?  Are you aware of the financial planning process?  Do you know what your net worth is, or how much you spend each month and on what?  Are your financial records in order? Can you (or in case of your death or incapacitation, can anyone else) easily find important documents when needed?  Do you have a will?

If you answered "no" to any of these questions, now's the time to get serious about your retirement planning.

"Retirement Matters" is an absolutely free educational seminar sponsored by the Houston Firefighters' Relief and Retirement Fund for both active and retired members.  We'll guide you step-by-step through the various elements that go into a successful retirement plan, then we'll show you how they work together and how you can successfully manage them.  All in clear, easy-to-understand language.

Some of the topics we'll cover are:
• Cash flow management
• Setting goals
• Preparing for risk
• Estate planning
• Pension benefits upon death
• Organizing financial and personal records
• Sources of retirement income
• DROP and Back-DROP
• Social Security
• Health benefits after retirement
 
Reservations must be made in advance.  So if you have not attended a Retirement Matters Seminar, or you would like to attend again to receive updates, e-mail Tony L. Pierce or call at 281-372-5100 to register for one of next scheduled educational seminars. Please give your name (and spouse's name if applicable), address, phone number, and which seminar you want to attend. 

When and Who may Attend?
 
 Dates for 2012: TBA
 
  Active Members
  Retirees
  Survivor Spouses

Time?
  TBA

Where?
  
HFRRF - Greer & Lowdermilk Conference Center (4225 Interwood North Pkwy.)

Cost?
  
No cost for members or spouses.

Everyone should plan for retirement.  Regardless of the amount of planning you have done, it's never too late to start

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